American Reform Movements Essay

When the United States was founded, neither women nor African Americans had civil rights. This all began to change in 1800’s when people began to fight for equality. The Women’s Rights Movement and the Abolitionist Movement, although different in leadership and protest, were similar in their motivation and spread of ideas. One key differentiation between the fight for women’s rights and for African Americans rights is the methods of protest and gathering. While women held conventions and occasional strikes, slaves organized violent rebellions and insurrections. In Lowell in February of 1834 Women were peacefully protesting the unfair wages and conditions they worked in. (Nash). In 1848 the first Woman’s Rights Convention was held in Seneca Falls (Abolition). On the other end of the spectrum, in August of 1831, Nat Turned and approximately 40 other slaves traveled from house to house and killed every white person they encountered (Nat). This shows a clear difference between how women’s rights and how American American rights were sought after. Another significant difference between the fight for women’s right and for African American rights was the people in leadership. In both of these movements, the key writers and leaders were usually white. This was obviously due to the fact that most African Americans were still enslaved; therefore, they often weren’t allowed to congregate and had no access to the tools necessary for writing and spreading information. Because of this, passionate white people took charge of both fights. Even some women became prominent leaders in the abolition movement. Angelina Grimke and Sarah Moore Grimke became famous for making speeches to about slavery (The Abolition). Other women who were active in the abolitionist movement became interested in women’s rights as well; women working to secure freedom for African Americans began to see similarities in their situation as white women and the situation of enslaved black men and women (The Abolition). African Americans did not have as much of an opportunity to fight for their rights which led to some leaders in the abolitionist movement who weren’t affected by it. One thing that ties both freedom movements together is their motivation. In the early 19th century, married women were denied rights to own and manage property, to form contracts, to sue and be sued, and to exercise legal control over their children. In addition, women were prohibited from voting or holding public office and were denied access to higher education and high professions (Nash). Married women had no legal identity apart from their husbands. Divorced women could not gain custody of their children. Similarly, African Americans did not have the right to own property or to exercise legal control over anything; additionally they could not vote in a public election and were only worth three fifths of a person in state representation. African Americans were deprived of a real education or high authority jobs. Both groups of people lived in very similar situations and were motivated by their lack of freedom to fight for their human rights. In the Abolitionist Movement and the Women’s Rights Movement, the use of pamphlets, newspapers, and books were very advantageous. Women wrote articles for Humanitarian Rights papers, circulated Rights pamphlets, and spread, signed, and delivered petitions to Congress calling for equal rights. In 1854 Douglass wrote the autobiography, My Bondage and My Freedom (Abolition). News Papers such as The Liberator made a large contribution to the gain in support for Rights movements. Both movements largely benefited from pamphlets, papers, and books in spreading their ideas. The fight for the abolition of slavery and for women’s rights shared many similarities and differenced. The Abolitionist Movement was much more violent and morbid compared to the Women’s Rights Movement. However, both movements were motivated by the same want and need for freedom and equal rights, and they both heavily relied on the spread of ideas through pamphlets and newspapers. Overall, both of these fights are a very important part in American history and contribute to future events including the current issue in communist countries such as North Korea to gain freedom from government oppression for all citizens. â€Å"Abolition, Women’s Rights, and Temperance Movements. † National Parks Service. U. S. Department of the Interior, 1 Mar. 2008. Web. 18 Nov. 2014. Nash, Gary, and Julie Jeffrey. â€Å"The Lowell Factory System. † Web. 17 Nov. 2014. â€Å"Nat Turner’s Rebellion- 1831. † PBS. PBS. Web. 18 Nov. 2014. â€Å"The Abolition Movement and Woman Suffrage. † National Women’s History Museum. 1 Jan. 2007. Web. 17 Nov. 2014.

Believe in God and God will Protect You

When evil reaches its peak, God showers its wrath on this mother Earth; these are not just the spoken words but each and every word of it is formulated as the voice of God in Bible through the story of Noah’s Ark and the Flood. This story in itself is a lesson for human beings to always incarnate, within their heart and soul, trust for God. In this world of today where man has generated immense wealth for himself but along with it, greediness has also taken over his soul. In this egoistic and greediness attitude, he often forgets, he owe his life to the nature and to the nature only he has to return. He has covered his eyes with the clothes of ignorance and this ignorance does not allow him to see the consequences of his actions and results and when the situation goes out of hands, it becomes impossible for him to escape the wrath of God and nature. Bible’s stories are not only the stories of bygone past but also the story of today’s generation.   Noah’s story holds true not only in the contemporary society when it was written but for many generations past, and has relevance even today. This intricate nature of greediness has never subsided from man and to prove the point I will tell you story of a trader for whom it was popular that wealth would never vanish from his lockers. He was living with his wife, two sons and a daughter whom he adored a lot. Among the entire tradesmen, he was the richest and most respected of all. Day in day out, he was getting richer as if Goddess of wealth had showered all her blessings on him, but at the same time, pride and greediness had also occupied his soul. He would often boast of his wealth in front of every one who would come to his house or just pass him on the way, but he was ignorant of the fact that the way he was getting richer would one day become the cause of his doom too. In the quest of power and wealth, he even began to cheat other traders and his old time customers and dealers. In almost all the meetings, he would make fool of the people and take advantage of their simplicity. He would evade the law with impeccable perfection but he was possessive of his children and showered love on them but his egoism appeal never allowed him to have faith in God. In their whole family, it was only his daughter Sara who was different then others, as she was the most religious girl and would often be seen indulging in prayers and thanking God. She would often get rebuked from other members of the family and she with a smiling face would try to explain his father the power of prayers, but his father would often ignore her advice. Though man is possessed with all the materialistic wealth yet each man is suffering from moral debility and spiritual desiccation and same was true with Christopher. One day as he was so engrossed in revering his wealth and counting again and again his earnings, he did not realize, at the back corner of the room just behind his television, spark began to immerse out of the electricity wire and, when he was aware of the situation, it was too late. Wire hung from his television set burst into flames engulfing the entire room. He was not able to breathe properly and with great difficulty managed himself out of the room but soon fainted. After two hours when he gained consciousness he found himself at the hospital bed, and when he asked about the condition of his family and house, he was at the same time surprised as well as shocked. The fire had gushed down his whole room as well as adjacent rooms but there was only place in his entire house where fire did not even touch, it was his daughter’s place of worship. When Sara’s room also caught fire, she instead of running away closed her eyes, folded her hands to pray to God and traced her step towards her place of worship where on one platform stood Jesus’s framed photograph. She kept her cool and stayed near her Jesus while whole room was bursting with fire. All her belongings reduced to ashes and only things, which remained intact was her life and the photo of Jesus. This is a power of prayer. All the property of Christopher gutted down and the only thing left with him was the remembrance of his past days and his own family. He was now a poor man. One night before this incident, God had appeared before him and warned him to mend his ways else he would be punished, but he ignored the voice of God. Now when facing the abject poverty, he remembered this dream with remorse in his eyes. He now bowed his head towards God seeking pardon and redemption of his sins. Only one good thing he did in his life time and that was his true love for his family. So in this crucial period of his life, his family was with him taking care of him with utmost devotion. Bible through the story of Noah’s Ark and the Flood, warned the people to mend their ways, else they had to bear the God’s wrath and there won’t be any escape for them. In the story the people of the whole town were rich but were greedy and capricious. God send Noah time and again to warn these area against the wrath of God. But again and again they would refuse to accept the advice, as pride had already blinded them; instead they began to chalk out measures to protect themselves from the danger of floods. They said if God would send the flood of fire, they knew the way to protect themselves; if the flood of water would gush from the earth below or from rivers they would cover it with iron rods and if floods fell from heaven, they had means to protect themselves from that too. Christopher was greedy too and began to think himself above God. One hundred and twenty years were given to these people because near them lived a very pious and religious man, Methuselah. As long as he and other pious men would live, God would save them from destruction and wouldn’t shower any curse upon them. But when Methuselah died, still God gave them another week to mourn his death. During this week, there was complete change in workings of nature. Sun rose in the west and set in the east, and God even gave dainties to the sinners to show them that they would soon die and had to leave all their luxuries behind, which were being provided by the mother Earth. Even then sinners were adamant and when other religious and pious men too died, God began to show his signs of fury.   The whole area was flooded and only those people and animals that believed in God entered into Noah’s newly build Arch and got saved. Sara too just like Noah and other living beings was saved as she went into the shelter of God. It is aptly clear that greediness is a main culprit of man kind and whole hearted trust in God is a blessing for them. REFERNCE LIST Ginzberg, L. Noah. Legends of the Jews. Volume I. Retrieved on April 17 2008 from W.W.W: http://classiclit.about.com/library/bl-etexts/lginzberg/bl-lginzberg-legends-1-4e.htm      

Saving for the Future Coursework Example | Topics and Well Written Essays - 1000 words

Saving for the Future - Coursework Example However, owing to the notion of time value of money, the buyer would be required to save an amount different from that of $25,000. Taking the 5 year interest rate of 0.78% (U.S Department of The Treasury, 2012), the saving required annually amounts to the future value of an annuity (ordinary) assuming that $125,000 will be required after 5 years. This amounts to: 125,000= C* {(1.0078^5)-1/0.0078} = $24,613.03 Where: C= unknown i= 0.78% n=5 This is based on the following formula: FV (annuity) = C * {[(1+i) ^n – 1] / i} (Brigham & Houston, 2011) Where: C = Cash flow per period i = interest rate n = number of payments Two factors highly influence the future value of the cash flows calculated today; firstly, the periods for which they are calculated and, secondly, the rates at which they are calculated (Brigham & Houston, 2011). In both cases, the future value of the savings today is directly related to the interest rate and period. Higher the interest rate or period at which cash flows are calculated, greater the amount of future value of the investments made at T=0 (Brigham & Houston, 2011). Furthermore, the fact that whether savings are made at the beginning or end of a particular period, as well as the number of compounding periods also matters (Brigham & Houston, 2011). ... However, if changes are made to the number of compounding periods such that the number of compounding periods is 12 instead of 1, the resultant savings would then be: (125,000 / 76.213)= $1,640.134 which is approximately $1,640 The total annual investment/savings would translate to: $24,613 x 5= $123,065 if compounded annually On the other hand, the net investment/savings for five years would be: $98,400 (1,640 x 12 x 5) if calculated using monthly compounding. The savings bear an annual opportunity cost of $24,665 Furthermore, it has been observed that the rate of interest is apparently low owing to the riskless nature of Treasury Bills (Brigham & Houston, 2011). This is based on the simple rule underlying financial theories that the rate of return is positively associated with the level of risk (Brigham & Houston, 2011). A higher risk translates to higher return and vice versa. As opposed to T-bills, if the savings are channelized into corporate bonds, they will reap a higher rate of return compared to T-bills because these bonds are riskier compared to T-bills both in terms of riskiness of principal and interest payment. If the investment in these corporate bonds was made on a rate that is compounded annually, the savings required in order to obtain $125,000 towards the end would be lower than the amount shown in initial calculations. Thus, the net effect would be that the investor will lose money by investing in T-bills rather than corporate bonds representing an opportunity cost. To sum up, there are two alternatives available to an individual investor in order to accumulate $125,000 at the end of the year: to invest in corporate bonds or to invest in T-bills. The option that investor chooses entirely depends on his/her attitudes towards risk (

Personal Computers Essay Example | Topics and Well Written Essays - 1000 words

Personal Computers - Essay Example From the time we wake up in the morning, until the time we go to bed, computers direct and assist our life. Personal computers today come in various forms – there are the desktops, the laptops, and the palmtops and if that was not enough, even cell phones can be used as personal computers. A computer in every home has changed the way people communicate. People wake up by the alarm that rings from the cell phones and even before they are out of bed, they check the emails on the cell phone itself. In Japan, people describe the cell phone as an extension of themselves (Faiola, 2004). Fifty-five percent of the population in Japan has signed up for internet access from their cellular phones. On the way to work, they answer all their emails. Cell phone is now a way of life, as they link it to their home-office PC, download music, use it to access information, read newspaper and even read novels. They use it to watch the TV programs, navigate the streets with the built-in GPS system, scan bar-coded information, get e-coupons for discounts on food and entertainment, and pay bills. They use it at school too by emailing the questions to the professors in the classroom. The professors answer them orally. The Japanese are so skilled at writing emails on cell phones, that they find it simpler than using computer keyboards. Computer technology is used in everyday lesson plans at the Highland Middle School (Horace). A SMART board, or a dry-erase board, when teamed with the projector becomes a touch-screen computer monitor that the whole class can see. The operator’s fingers act as the mouse and as soon as the board is touched, signal is sent back to the computer. This way they can browse the internet, make interactive presentations, and write on the screen. At The Pennsylvania State University, emails have replaced letters, telephone calls and memorandum as the preferred means of communication (Auguston, 2002). Learning occurs in classrooms, labs, libraries, residence

Women As Buddhists Essay Example | Topics and Well Written Essays - 3250 words

Women As Buddhists - Essay Example Legends around Shakamuni Buddha abound; one of them tells of the death of his mother, Maya when Shakamuni was an infant. His aunt, Prajapati, took over the raising of him and later asked to join his sangha. She was refused. It was only after Shakamuni’s cousin Ananda has requested three times that Prajapati amd her 500 followers were allowed to practice Buddhism outside of the home, as nuns.  Legends around Shakamuni Buddha abound; one of them tells of the death of his mother, Maya when Shakamuni was an infant. His aunt, Prajapati, took over the raising of him and later asked to join his sangha. She was refused. It was only after Shakamuni’s cousin Ananda has requested three times that Prajapati amd her 500 followers were allowed to practice Buddhism outside of the home, as nuns.   This story has been denied as even existing by some scholars, who justify their denial by pointing out that it was invented to restore societal norms after the death of the Buddha    Mu ch debate has been engaged over this story, citing Buddhism as sexist from the very beginning. But let us look at the society of the times, for it is society that inspires and also creates rules and mores and acts as the impetus behind changing laws and constitutional amendments in every country. Firstly, Indian society was (and still is, in many places) a khast system which follows strict social mores concerning one’s circumstances of birth, familial status and gender.  ... A woman conducting the same practice was subject to rape, robbery, and other heinous crimes against women, which still occur today. Scholars state that it is very likely that Shakamuni refused to let his beloved aunt and caretaker be an active nun due to the dangers to women who were emancipated during his time. Since the Buddhist faith is centered on compassion and enlightenment attainable by anyone who can adhere to the practices and guidelines, it is more likely that Shakamuni was attempting to protect women rather than subdue them.3 It also makes sense that in his compassion, the Buddha placed nuns under the Eight Strict Rules and under the subordinance of the monks in order to preserve his teachings by not driving Indian society into anarchy by giving women too much freedom too soon. This certainly would have been the wisdom of one so enlightened, knowing the impermanence of the world and knowing that with time and changes to society through continued enlightenment, the rules could be relaxed. He never said that women could not achieve enlightenment just as men could; in fact he said the opposite: " 'Straight' is the name that Road is called, and 'Free From Fear' the Quarter whither thou art bound. Thy Chariot is the 'Silent Runner' named, With Wheels of Righteous Effort fitted well. Conscience the Leaning-board; the Drapery Is Heedfulness; the Driver is the Dharma, I say, and Right Views, they that run before. And be it woman, or be it man for whom Such a chariot doth wait, by that same car into Nirvana's pre sence shall they come."4 As to the eight rules, they are basically thus: 1. A bhikkuni (nun), even if in the order for 100

Paper about Finance Debt, Derivative, and speculation on financial Essay

Paper about Finance Debt, Derivative, and speculation on financial instruments - Essay Example Debt financing is a tool employed by firms to raise capital and expenditure funds through sale of bonds, notes or bills to investors who may be institutions or individuals. The buyers are promised repayment of the principal plus interest on their investment and as such are creditors to the selling firms. The term ‘debt financing’ may carry some negative look but this tool of financing is really helpful in raising starting business to run operations. Even firms with very healthy balance sheets resort to raising working capital through debts. It is also known as leverage in financial terms. When used well debt financing may help firms take advantage of lower interest rates from financial institutions and as such obtain cheap capital. The firm has therefore obtained capital readily, is repaying at lower interest rates and the repayment is spread over a period of time. If carefully employed debt financing is a sure way to obtain capital and maintain ownership. After the obtaining funds from the lender the only obligation is to repay back with interest. The borrower has the advantage as they invest the funds in their business without any interference. Firms also enjoy the benefits of tax deductions on the borrowed funds as well as the interest hence if carefully invested debt financing is a cheap source of capital. However debt financing may come with negative effects if misused; the borrower is obligate to repay regardless of the macro-economic environment hence it can result in to bankruptcy and legal suits. The borrowed funds also have to be repaid with interest and it affects a company’s credit score. Another financial tool in the world of business involves financial derivatives. This instrument of finance is associated with an indicator of finance or a commodity and through these certain financial risks

The Extent of Women's Rights Vindication by the Beginning of the Essay

The Extent of Women's Rights Vindication by the Beginning of the Twenty-First - Essay Example She argued that both men and women should be regarded as intellectual equals. She helped raise the issues of women’s right to education. Although written in the 18th century, Mary Wollstonecraft’s A Vindication of the Rights of Woman provides a lot of insights on the issues faced by women and feminism in the 21st century. Wollstonecraft is considered as the mother of feminism and her views have helped shape the feminist movements across Europe and in the entire world. In her book, she examines the question of education and the significance of giving women a more liberal education so as to provide an equal platform for both men and women in the society. She also advocates for more treatises to be written with regard to the nature and existence of the gender differences that exist between women and men in the society (Wollstonecraft, 2009). She also criticizes her contemporary scholars such as Rosseau, who had stated that women should only be taught to obey and respect th eir male counterparts. Wollstonecraft fought against such misconceived philosophies and disrespect to women, who in her opinion should be equal to men. She was also critical of Edirne Burke’s opinion that men should only govern themselves. The main premise of Wollstonecraft’s argument was that the society can be much better place with the future of children made much easier if only women receive the same education as men. For a long time in the history of human beings, women have been regarded as being inferior to women. They were left out of decision making processes in the community and their roles in the society reduced to reproduction and production. Women were revered by men, but only for their looks and appearance, their reproductive capacity and for their little contribution to the economy of the society. These led to women being viewed more as objects of fulfillment of men’s desires, rather than as human beings. It’s only with the ideas of critica l individuals such as Wollstonecraft who questioned the place of women in the society, which gave rise to feminism and feminist movements. There have been significant improvements in the way the society perceives the role of women since the publication of Wollstonecraft’s book. Women in the 21st century can now have access to education, employment, legal and civil rights, as well as enjoying freedoms and responsibilities that they did not enjoy in the 18th century. There is however still a lot that need to be done in this respect, to ensure that women occupy a more respected place in the society and be treated equally as men. There are still cases of vindication of women’s rights today in the 21st century. Women still face a lot of challenges battling with stereotypes and a conservative culture that does not give them an opportunity to explore their potential (Gordon, Lyndall 2005). According to Wollstonecraft, the place of women in the society can only be said to have improved if the women can be treated as useful and rational citizens. Once this is achieved, women will be considered being equal to men. She further states that the only way this can be achieved is through forming good friendships and between men and women and that both should recognize that they are rational creatures and no one is better than the other. Wollstonecraft’s writings on feminism glimmer some of the issues women encounter in the modern society. A vindication of the rights of women is a very good example of an unbelievably insightful look in to the life of women in the society. Basically, the text examines the conditions of women, women’

REPEAT OFFENDERS IN COMMUNITY CORRECTIONS Research Paper

REPEAT OFFENDERS IN COMMUNITY CORRECTIONS - Research Paper Example Community corrections have their pedigrees in community-based programming adopted by non-governmental organizations. Notably, community corrections are an assortment of numerous reprimands for nonaggressive wrongdoers. Community corrections were adopted three decades ago and have offered residential services in halfway accommodation. Community corrections were introduced for a number of aims, the key one being to instill discipline and hold the offender accountable for their felonious deeds. The other purposes of these corrections comprise protecting public safety and provision of restitution to communities by the felons through restitution programs. Nonetheless, the proportion of wrongdoers has augmented and there have been little changes in strategy on handling the offenders, since all the offenders come from different backgrounds and have different desires. The the system has unceasingly adopted the â€Å"one size fits all† tactic without considering their different circums tances. As a result, the community corrections system grapples to offer useful interventions for the huge number of people who pass through the system annually. It is because of this lack of follow up that the offenders find themselves repeating crimes and ending up in the community corrections again. Recidivism refers to an individual’s reversion into an unlawful deed after an intermediation or sanction for a previous offense. Recidivism is a critical concept in criminal justice that is assessed through criminal acts that lead to re-incarceration and return to prison or correction center for the first three years after discharge. For the past years, the proportion of repeat offenders into correction centers has shot up. The National Institute of Justice (2014) acknowledges that two thirds of the released prisoners indulge in crime activities that get them back to prison or other correction facilities after 3

Career Explorations Assignment Example | Topics and Well Written Essays - 500 words - 1

Career Explorations - Assignment Example eason why there is certainty in the future of the careers in the field is because of the findings by the researches that improvement in the health sector in the next coming years will not be guaranteed by research in medicine but public measures to prevent them. The other reason to pursue career in public health is because in modern days, there is a shift in focus towards concentrating more resources in the prevention measures in order to cut health costs. This is through public education and other raft of measure to improve public health. The specific career in the field is senior development specialist. A post in Essentia located in greater London. It is in health-public, health industry and technology development. The term of employment is permanent. Its’ main work is the design and development of programs to improve the public health infrastructure. This is important because it enables smooth and organized running of the healthcare services. It greatly helps facilitate the offering of services and it is important as it saves the overall cost of running the health sector due to its ability to reduce the number of labor workforce. It is not just about design; it goes beyond that to implementation. It requires one with knowledge in both commercial and the health sector. It focuses on the implementation of proper solutions that improve service efficiency for both workers and patients. To enter the field one need to have experience in JavaScript application to be guaranteed position in the internal service, now development team. The preferred candidates should have Knowledge and experience in BMC, CA, remedy or other ITSM tools. To be more suited for the job or be highly recommended for the job, one ought to possesses good technical background knowledge specifically in Jelly scripting and also being conversant with software development that are helpful in JavaScript application. A candidate should possesses good knowledge in modern technology, but the candidate

Ethics Foundations Paper - Business Ethics Essay

Ethics Foundations Paper - Business Ethics - Essay Example Some engagements in business could be legal but then again not ethical. Ethical reasoning regarding business conventionally has been described by two essential approaches. One approach outlines ethical behaviour as a duty or formalism or deontology. Formalism is a duty-centred ethical principle that is frequently derived from moral values entrenched in religious foundations. For instance, the Ten Commandments create guidelines for moral deeds. Various faiths have their identifiable sources of publicized truth for example the Koran in the Muslim faith. Within the boundaries of their guidance, moral ethics are collective, unconditional and undisputable (Boucher and Kelly 158). When an act is forbidden by religious teachings that function as the basis of an individual’s moral or ethical principles, the act is regarded as unethical for that individual and must not be accepted, irrespective of the consequences. Ethical principles based on an impression of duty can also be exclusively consequential to moral values. John Rawls’ social contract theory gives a significant contemporary illustration of how formalism has prejudiced philosophy about business as well as subjective ethics. This theory apprehends itself with exactly how to build an unbiased society given the various variations in prosperity, awareness, and social status. Rawls proposes a humble first step in defining the ethical standards on which an unbiased society can be constructed (Rawls and Rawls). This can be accurately illustrated by ignoring factors like wealth, intellect, gender, strength, race, or social ranks. Rawls suggests two ethical ideologies which include: first, every person is eligible for assured equal basic rights, comprising of autonomy, own security, and freedom of association. Second, even if there may perhaps be inequalities (social and economic), these disparities must be built on anything an individual engages in, not on who

Developing educational leadership in study circle Essay Example for Free

Developing educational leadership in study circle Essay As previously mentioned, Study Circle leaders are highly look upon as respectable individuals in the program. Even though the leader is just a representative or could be consider as equal among others, it could not be deny that their role is crucial in the success of the Study Circle. According to Blid (2000), there are two main functions that can be used to identify a leader. One is the ability to secure that studies progress smoothly and two, the ability promote a positive social climate during meetings. The first characteristic of the leader implies that he is willing to set aside his personal time to ensure that the program would run smoothly and effectively. However, the Study Circle was created to work collectively and each member is expected to be responsible for their own progress so it doesn’t mean that the Study Circle leader should do everything. He is just their in order to guide the participants in accordance with the program. Most of his organizational functions could be consider as presidential or secretarial work (Bjerkaker, 2003). The second functions or commonly known as the social and emotional role of the leader is consider as an important tool in developing a positive atmosphere of cooperation and respect wherein everyone would feel at ease while learning (Blid, 1990)). A Study Circle leader may be the key to an inspiring first meeting or a failure leader would cause the Study Circle to lose some of its members or participants. In order to carry out those two functions, Kindstorm (2002) cited some tasks that would help them perform their task. They are the following: 1) Helping the participants in strengthening their self-confidence; 2) Developing team spirit so that participants would feel welcome and secure; 3) Putting the participants own development in focus and ask the right questions; 4) On the process of knowledge, applying common views from time to time will help the participants to apply what they have learn in different situations of their everyday life; 5) Preventing competition by promoting cooperation among the participants; 6) Encouraging the participants to discuss solutions and ask questions among other through dialogues; 7) Making different options very clear; The leader will always play a crucial role in the interplay of the group. He/she, for an instance, need to face problems that could inhibit the members from participating in activities or learning from the program. The course subject that the Study Circle will tackle will be in accordance to the leader’s general knowledge. On the other hand, Study Circle leaders are considered as unpaid work since it is look upon as part of their engagement in a voluntary organization (Persson, 2006). However there are some who get paid but most of them are either retired or were specifically hired for the job due to certain circumstances. Most Study Circle leaders do have ordinary employment and their only few who are consider as full time Study Circle leaders and most of them are teachers. Methodology Introduction A multiplicity of concepts and ideas may bring confusion in terms of meanings. Clarity of key concepts, ideas and how could they be applied after the study would be an important parts in determining whether they are qualitative or quantitative. The purpose is to generate information about the application of the research design and its method to the current study. Research Design By focusing on textual data and spoken word rather than relying in numerical data and statistical method, qualitative research is meant to describe human experiences in various subjects and topics. The multiple perspectives of each participant are the direct source of data for this research design. By analyzing frequent phrases, patterns or statements from the participants, the researchers are in the process of developing a theory or foundation needed for the study. Furthermore, this procedure may often produce additional information that could start further research. In order to carry out their goal, the researchers should observe and jot down notes during the process of the research (Patton, 2002). According to Patton (2002), qualitative design is very tedious and time consuming. Researchers are force to adapt to the participants conditions and situations in order to extract the information they needed without jeopardizing the content and value of the data. However, analysis of data could pose as a major threat to the success of the study. After being influence by the participant’s environment, interpretation of this data could be subject to biases and personal opinions of researchers (Myers, 2002). However, the risk of taking this design lies in its descriptive reports and explorations of human views that could offer the future readers of the study a better understanding of the problem. Research Method While the Study Circle shall be used as a method, the characteristics of Focus Group Discussion to capture multiple perspectives of different participants at the same time will be useful in this study. Similar to the Study Circle, by assembling group of people to discuss certain topic, focus group discussion could generate social interactions between these people that are not acquainted with each other (Heiskanen, 2008). By generating interactions among them and seeing it evolve, various ideas and concepts are generated at the same time. Ideas and concepts are being generated through a communal process wherein participants could share and elaborate their viewpoints about the subject and concern topics. Furthermore, researchers could understand how participants handle, react and approach the issue being presented to them by observing, recording and analyzing the interaction and discussion of the group (Heiskanen, 2008). Multiple ideas and concept necessary to form the foundation of the school-community framework could be supplied by focus group discussion while minimizing time and cost for the research. Furthermore, the concept of Study Circles and focus group discussion are parallel with each other, thus preventing overlaps of information.

Interview With A Leader: Analysis

Interview With A Leader: Analysis In the first part of the course work, I made a report about a business person who made impact on me. His behavior and aims which he has already achieved made him my idol in my life. Nothing is perfect this quote is true, the person I chose does not know English, so I have just talked with him in Uzbek, and asked his opinion and ideas about following five criteria personality, motivation, leadership, team and group working skills, and decision making. I chose a person who made impact on me because he has very strong emotional control on himself, also he is very optimistic; he is a business person who manages a credit union in Tashkent. His name is Ilyaos, he was born in Samarkand in a simple family in 1981. In his childhood he wanted to study and work in Tashkent. During these all time I have learned many practical things from him. As he says: I became independent in 1994, and started my own way. So that is why he is so independent nowadays. In 1999 he passed entrance exam to the Finance institute in Tashkent, successfully. He had financial difficulties while he studied in institute. Because of that he had to work after the studies. He studied very hard and the result was a graduate ship red diploma of Tashkent Financial Institute in 2003. In 2005 he began working as a teacher in Finance Institute in Tashkent. In 2010 he got a PhD degree from Insurance. In addition, nowadays he teaches Insurance subject in the Academy of Bank and Finance and also in one time works as a manager of Credit Union. If we look to the theory to the personality it could be said that personality is the sum of ways in which an individual reacts and interacts with others (Robbins, 2003). In the reference from the Jungs theory that the personality of the individual I chose, can be clarified as an extraverted. Because, he speaks a lot, as we know that extraverted people first speaks and thinks. And also, according to the Big Five Model, Ilyos aka can be put into the personality group of extroversion, because he tends to be gregarious, assertive, and sociable. In my opinion, difficulties in his student life made him very strong. When we talked, I said that difficulties make person stronger if he does not give up and solves them. Then Ilyos aka said that: You will be stronger if you know something to give up and do not be upset. He always says: If you are making decisions, always remember that new things must be more useful and beneficial than your older ones. His life experience and skill which he is gaining made impact on me. Because, when we are having discussions he always wins. He reads books every day, watches news and analysis. That is why, he always the first in discussions. Once I wanted to reflect on him, I wanted to be like him in talking and thinking. It was difficult, but one day I won him in discussion and then he said: Good job, boy! Motivation Motivation is a passion to work for reasons that go beyond money or status (Robbins, 2oo3). As we learned from lectures there are two types of motivation such as internal and external. For example, for the person I chose intrinsic motivation is his own future plans and extrinsically motive is money. Before motivating others, you yourself should be motivated first, for the reason that if, someone hesitates, he/she will hesitate others, too Ilyos aka said. As for him, money is the strongest motivator in the world. In addition, in order to be motivated himself, a person should have strong personality, and optimism, said Ilyos aka. According to the Joyce S. Osland, 2001, most effective leaders are alike in one crucial way: they all have a high degree of what has come to be known as emotional intelligence. It is not that IQ and technical skills irrelevant. And also in this book there was given a research in Leadership and management which was done by author and his friends. They have found five components of emotional intelligence at work. Self awareness is the first component of emotional intelligence which makes sense when one consider that Delphic oracle gave the advice to know you thousands of years ago. Also, self awareness means having a deep understanding of ones emotions, strength, weakness, needs, and drives (Joyce, 2oo1). When I asked him to speak about leaders and leadership skills, he bound leadership skills with motivation, as for him motivation is the most important tactic for leaders and managers, and said that without knowing motivation no one can be can have leadership skills. As I mentioned above he likes to read books about psychology, during the interview he gave example of ideal leader. He said the words of the leader who got one million dollar a month, There is nothing bad for employees except the punishment of their manager. As for me the same situation, I always tried to encourage the people with good words. Leaders should know what his employees want, and always should respect others ideas. Ilyos aka said that: Your works and results should speak instead of you. For example, when he worked in commercial bank as a manager, he had always a good communication with his colleagues. I think, having good communication is good, however manager should remember that he leads the company. So, my o pinion is that managers should be a bit strict with his employees. Team and group working skills A team is a small number of people, with complementary skills, who are committed to a common purpose, performance goals, and approach for which they are mutually accountable. A group is defined as two or more individuals, interacting and interdependent, who come together to achieve particular objectives. Groups can be either formal or informal. (Katzenbach and Smith, 1993) The nature of Teamwork occurs when a group of members work together in ways that utilize their skills well to accomplish a purpose. The person I chose has some lack of team and group working skills because when I observed his speech in some meetings he always tries to be first and talks a lot and loud. According to Arts of Communication by Dale Carnegie there was written about that if a person wants to have more audience and friends that person must learn to listen to them. However, he always tries to be in the center of the attention. Speak a lot, gives interesting facts. As for me, it is cannot be seen as a good skills, he has some minus in team working. For example, he should learn how to listen to the others idea. Decision making Then he gave an example of buying his flat as a decision for his own purpose. On the other hand, when he chaired the meeting in his credit union almost always decides regarding to the purpose of the organization.

Micro Environment Of HSBC

Micro Environment Of HSBC The whole world is now getting so much competitive and diversified. So the business organization doing business globally must have to make their strategy in different way that will give them competitive advantage in the competitive global market. So the aim of this assignment is to show how an organization is making its global strategy and what the competitive advantages are they getting from this business strategy. As required, Hongkong and Shanghai Banking Corporation (HSBC) is selected and analyzed in this assignment. The HSBC Group has a history, which is unique. Many of its principal companies opened for business over a century ago and they have a history rich in variety and achievement. The inspiration behind the founding of the bank was Thomas Sutherland, a Scot who was then working as the Hong Kong Superintendent of the Peninsular and Oriental Steam Navigation Company. Realizing the considerable demand for local banking facilities both in Hong Kong and along the China coast and he helped to establish the bank in March 1865. Then, as now, the banks headquarters were at 1 Queens Road Central in Hong Kong and a branch was opened one month later in Shanghai. Throughout the late nineteenth and the early twentieth centuries, the bank established a network of agencies and branches based mainly in China and South East Asia but also with representation in the Indian sub-continent, Japan, Europe and North America. In many of its branches the bank was the pioneer of modern banking practices (Company overview) This assignment includes analysis of the business environment of this organisation by analysis of the micro and macro environments and using different analysis techniques. Such as: SWOT Analysis, PEST Analysis etc. This also covers the analysis of the industry of the organization, the impact of globalization on the organization, and the international market where it operates its business. 1.1 Micro Environment of HSBC Group Stakeholders: Stakeholders of HSBC are always getting the preference. There are different stakeholders of HSBC. Such as: Shareholders Media Publics Government Citizen-action publics Local publics General publics Internal publics Suppliers: suppliers form an important link in the companys overall customer value delivery system. HSBC maintains a strong relationship with all the suppliers of this bank around the world. So they always cooperates the bank in any type of needed. Customers: The bank tries to target mainly five types of customer markets. These are as: Consumers, business clients, reseller market, Government, and international customers. HSBC mainly maintains strong relationship with international customers for long term profitability. Competitors: Competitors are the people to make the business environment dynamic and lead them to identify different new ideas of doing business. They always make a good competitive environment and maintain a formal and cooperative situation of business. Market intermediaries: Marketing intermediaries are composed of all the individuals or companies who help in the promotion, selling, and distribution of the companys products or services. They play an important role to make sure the growth of the organization. 1.2 Macro Environment of HSBC Group External climate: A key part of the Groups business strategy, announced in 1998, is the creation of a global brand featuring the HSBC name and hexagon symbol. The symbol is now a familiar sight around the world. The Group has embarked on the next phase making the HSBC brand universally synonymous with its core values of integrity, trust and excellent customer service. Economic: Through the process of listening to individuals needs and then acting in partnership to deliver the right solutions, HSBC is committed to help the clients make the most of their financial assets. This states the most favorable economic situation. Political and legal environment: HSBC operate on a global basis, but also work on a local level to ensure the cross-border differences are identified and any related benefits exploited. HSBC teams of specialists ensure that whether you need solutions across the world, regionally, or locally, and they have the skills, expertise, and resources to deliver them. They automate as many functions as possible, even as ensuring retains control. So they have to cope up with the political and legal environment of the whole world. Cultural environment: HSBC claims that they are the people to talk to if anyone wants the following: Global cash flow co-ordination Enhanced risk management Improved security and audit controls Minimized costs and reduced operating expenses Maximized liquidity, returns and interest benefits This culture makes the organization popular to the customer and the customer can be satisfied by the service of the bank. Resources (capital, people and natural): The Hexagon logo of HSBC derives from HSBCs traditionally flag, a white rectangle divided diagonally. The design of the flag was based on the cross of ST. Andrew, The Patron Saint of Scotland. HSBC brand corporate identity represents what HSBC wants its brand to mean to its customer. It is derived from the group. Without these resources it has also a large amount of capital resources and a large group of expert and trained employees. Technology: HSBCs basic drives are Higher Productivity, Team Orientation, and Creative Organization, Customer Orientation. The essence of HSBC brand is integrity, trust, and excellent customer service. It gives confidence to customers, value to investors, comfort to colleagues. HSBC is a prudent, cost conscious, ethically grounded, conservative, trustworthy international builder of long-term customer relationships. 1.3 SWOT Analysis of HSBC SWOT analysis is a process of situational analysis. Evaluating a firms strengths, weaknesses, opportunities, and threats through a SWOT analysis is an easy process that provides valuable insights relating to critical issues affecting an organization. SWOT analysis: The internal and external situations can provide valuable information which can come in handy at times. The SWOT analysis categorizes the internal organizational factors as strengths and weaknesses and the external situational aspects as opportunities or threats. The strengths can be used for building a competitive advantage, whereas weakness may hinder the process. The purpose of SWOT analysis is to identify crucial factors for realizing the goals. The internal factors of an organization can be considered as strengths or weaknesses depending upon their impact on the organization. These may include all 4Ps, personnel, manufacturing capabilities, finance, etc, whereas external factors are technological changes, macroeconomic factors, socio-cultural changes and legislation, as well as changes occurring in the marketplace. SWOT analyses of HSBC are as follow: Strengths HSBCs strengths are its resources that lie in: Cost advantages from proprietary know how is very favorable. It has a great value of Patents and trademark HSBC has Influential brand names It also has access to natural resources Accessible distribution network Weakness The weakness can be lack of certain strengths that include: Lack of patent protection Deprived of access to main distribution channels Weak brand name High cost structure Inaccessible natural resources Opportunities The assessment of external environment may bring forth certain new opportunities for HSBC, which are as follows: Technologies innovations Elimination of international trade barriers An untapped market need Threats Unfavorable changes in external environment may pose threat to the organization. Some of them are as follows: Consumers shift to different brand Arrival of substitutes Strict regulations Growing trade barriers 1.4 PEST Analysis of HSBC 1. Political Factors This exercise dissects the political, governmental, and legal aspects of a particular business. Both local and global environments are studied because federal, state, local, and foreign governments are major regulators, deregulators, subsidizers, employers. 2. Economic Factors Economic analysis, a comprehensive study of national, regional, and global economic performance and trends, represents a highly important phase of strategy development for planned, start-up, and growing businesses 3. Social Factors The social component of strategic analysis relates to assessing the social, cultural, demographic, and environmental profiles of addressable markets. 4. Technological Factors Technology is a business enabler that has revolutionary impact on the actual conduct of business. It contributes to achieving desired business productivity and efficiency. Technology is one of the key drivers of modern business firm. As an international organization HSBC try to adopt modern technology always. So this will give preference to the firm. 2.1 History of Bank Industry The history of banking begins with the first prototype banks of merchants of the ancient world, which made grain loans to farmers and traders who carried goods between cities. This began around 2000 BC in Assyria and Babylonia. Later, in ancient Greece and during the Roman Empire, lenders based in temples made loans and added two important innovations: they accepted deposits and changed money. Archaeology from this period in ancient China and India also shows evidence of money lending activity(Peter Garber, 2001). Banking, in the modern sense of the word, can be traced to medieval and early Renaissance Italy, to the rich cities in the north such as Florence, Venice and Genoa. Perhaps the most famous Italian bank was the Medici bank, established by Giovanni Medici in 1397. The development of banking spread from northern Italy through Europe and a number of important innovations took place in Amsterdam during the Dutch Republic in the 16th century and in London in the 17th century. The financial crisis of 2007-2008 caused many bank failures, including some of the worlds largest banks, and provoked much debate about bank regulation. In the Late-2000s financial crisis caused significant stress on banks around the world. The failure of a large number of major banks resulted in government bail-outs. The collapse and fire sale of Bear Stearns to JP Morgan Chase in March 2008 and the collapse of Lehman Brothers in September that same year led to a credit crunch and global banking crises (Jean-Charles Rochet, 2008). In response governments around the world bailed-out, nationalized or arranged fire sales for a large number of major banks. These events spawned the term too big to fail and resulted in a lot of discussion about the moral hazard of these actions. 2.2 The Extent of Globalization and Current Internal Issues According to Modelski, globalization is a historical process which is characterized by a growing engagement between peoples on all corners of the globe (Modelski, 2003, pp.55-59). However, as Heywood points out, it can refer to various things such as processes, policies, strategies, an occurrence or an ideology. He suggests, its elusive meaning lays in the fact that it is not so much and it as a team (2007, p.143). The reason for the elusiveness of the term is that, as Heywood pints out, it involves many different facets which many different academics proclaim as its defining features. This provides the best summary of what globalization is and what it involves; however, different perspectives on globalization view these processes in different ways and provide competing explanations of their significance. The first of these to be outlined is the hyper globalist perspective (Held, D. and McGrew, A. (2003). Each perspective differs however on how the globalization process impacts on politics. The hyper globalists argue that globalization is leading the world into a period which will see the end of the nation state and the emergence of a global governance system. The transformation lists on the other hand reject this idea, and instead claim that the nation state is still relevant in a globalised world, but needs to adapt to the challenges that the increasing flows of capital and culture impose. On the issue of cultural flows there is again divergence amongst the perspectives. For hyper globalists, the path towards a homogenous world culture is inevitable as globalization develops. For transformation lists, the process of globalization is creating a world community of diverse cultures whilst for the skeptics, cultural interaction and integration is nothing new. On the question on the extent the world is actually globalised, there is also agreement and disagreement (Peter Garber, 2001). For both the hyper globalists and the transformation lists, the contemporary world is more globalised than ever before, with economics, politics and culture never more connected than in this age of mass media, internet and rapid communication. Globalization, they argue, has touched every corner of the globe, and will continue on that trajectory into the future. For the skeptics however, the world is not actually globalised but is instead regionalized. To back up this claim, they point to the massive inequalities between countries in the western world, and those in the developing world. 2.3 The International Markets In Which It Operates HSBCs International Network The HSBC Groups international network comprises of some 7,000 offices in 80 countries. A brief list is presented below: Fig 2: HSBCs International Networks Country Classifications To ensure that the key resources (management time, capital, human resources and information technology) are correctly allocated and that the exchange of best practice is accelerated between entities, the group has classified the countries where it operates into 3 categories: the large, the major and the international. These classifications are a function of sustainable, attributable earnings, the number of retail clients, balance sheet and size of operation. A brief presentation of this classification is shown below: Figure 3: Map of HSBCs Country Classifications Large: United Kingdom, USA and Hong Kong SAR/Mainland China. Definition More than one million personal clients Sustainable earnings greater than US$ 200 million Business Focus Concentrated group resources on wealth management Be a top 10 player in any market or region served Develop cross selling, loyalty programs and value added products. Major: Argentina, Canada, Malaysia, India, Kingdom of Saudi Arabia, Singapore and United Arab Emirates. Definition Sustainable earnings between US$ 100 200 million Business Focus Universal banks (personal, corporate, and investment banking with domestic business) Platforms for international group business Next generation of large companies Stable self funding entities Onshore HQ International: The rest of the world Definition Æ’ËÅ" Earnings below US$ 100 million Business Focus Platforms for international group business Limited domestic presence Nursery for developing management Tomorrows major businesses Supported by offshore HQ Banks under the HSBC Group Many of the members have changed their name into HSBC, The Hongkong and Shanghai Banking Corporation Limited to introduce the whole group under one brand name. Midland Bank HSBC Holdings acquired Midland Bank one of the principal UK clearing banks in 1992. Headquartered in London, the bank has a personal customer base of five and a half million, business customers of over half a million, and a network of almost 1,700 branches in the United Kingdom. Midland has offices in 28 countries and territories, principally in continental Europe, with a number of offices in Latin America. Hang Seng Bank Hang Seng Bank, in which Hongkong Bank has a 62.1% equity interest, maintains a network of 146 branches in the Hong Kong SAR, where it is the second largest locally incorporated bank after Hongkong Bank. Hang Seng Bank also has a branch in Singapore and two branches and two representative offices in China. Marine Midland Bank Marine Midland Bank headquartered in Buffalo, New York, has 380 banking locations statewide. The bank serves over two million personal customers and 120,000 commercial and institutional customers in New York State and, in selected businesses, throughout the United States. Hongkong Bank of Canada Hongkong Bank of Canada is the largest foreign-owned bank in Canada and the countrys seventh-largest bank. With headquarters in Vancouver, it has 116 branches across Canada and two branches in the western United States. Banco HSBC Bamerindus Banco HSBC Bamerindus was established in Brazil in 1997. The bank has network of some 1,900 branches and sub-branches, the second largest in Brazil. Hongkong Bank Malaysia Hongkong Bank Malaysia is the largest foreign-owned bank in Malaysia and the countrys fifth-largest bank, with 36 branches. The British Bank of the Middle East (British Bank) The British Bank of the Middle East (British Bank) is the largest and most widely represented international bank in the Middle East, with 31 branches throughout the United Arab Emirates, Oman, Bahrain, Qatar, Jordan, Lebanon and the Palestinian Autonomous Area, including an offshore banking unit in Bahrain. The bank also has branches in Mumbai and Trivandrum, India, and Baku, Azerbaijan, as well as private banking operations in London and Geneva. HSBC Banco Roberts HSBC Banco Roberts was acquired in 1997. Based in Buenos Aires, it is one of Argentinas largest privately owned banks, with 60 branches throughout the country. Hongkong Bank of Australia Hongkong Bank of Australia has 16 branches across Australia. It is the flagship of the HSBC Groups businesses there, operating under the name HSBC Australia, and providing a complete range of financial services. The Saudi British Bank The Saudi British Bank, a 40%-owned member of the HSBC Group, has 63 branches throughout Saudi Arabia and a branch in London. Figure 1: Banks under the HSBC Group Other associated Group banks are British Arab Commercial Bank, The Cyprus Popular Bank and Egyptian British Bank. Customer Segments of HSBC Group Personal Financial Services HSBC provides a full range of personal financial services, including current and savings account, mortgages, insurance, credit cards, loans, pensions and investments. In 2000, residential mortgages across the Group excluding Household grew by 15%, while non-mortgage personal lending increased by over 20%. Credit cards in issue grew by 20% worldwide. Sales of repayment protection insurance and deposit growth reached record levels. Current account balances in the UK exceeded  £ 10 billion for the first time at year-end 2000. The number of customers registered for e-banking services via the internet and telephone more than trebled in 2000. The internet generated sales of over 2.3 million products and 87 million transactions. Consumer Finance Through Household International, Inc., HSBC is now a major provider of consumer finance and a top 10 issuer of credit cards in the USA. Household provides consumer loans, credit cards, vehicle finance, mortgage financing and credit insurance to middle America. During 2004, Household achieved good organic loan growth, which it supplemented with portfolio acquisitions. The strongest growth was in the real estate portfolio and the mortgage services business, and also in branch-based consumer lending. Synergy benefits with HSBC included store cards and point-of-sale financing. Commercial Banking The provision of services to small and medium-sized enterprises around the world is core strength of HSBC. During 2000, HSBC increased its leading position in the UK business start-up market to 21% and attracted record levels of business current and deposit account balances. Business internet banking was offered in 20 countries and territories, and the number of registered users more than doubled to 600,000. Money transmission revenues, trade finance fees, wealth, savings and insurance products all showing growth during 2000. Corporate, Investment Banking and Markets This customer group comprises four main business lines Corporate and Institutional Banking, Global Investment Banking, Global Markets and Global Transaction Banking which focus on long-term relationships with major international corporations and institutions. Record results were achieved in 2000. The Global Markets business excelled, particularly in international debt issuance, risk management and structured products, and foreign exchange. Global Investment Banking was entrusted with a number of landmark deals in capital restructuring, corporate reorganization and strategic advice. Private Banking This customer group provides world-class financial services to high net worth individuals and their families. In 2000, Private Banking posted improved financial results in all regions, led by Asia, which had a record year. New business initiatives and a general improvement in investment markets led to increased client activity across a range of products. An increase in discretionary mandates, together with a strong demand for client-tailored structured products, contributed to higher fee revenues and dealing income. Funds under management grew by 18%, reflecting both net inflows of client assets and improving market conditions. 2.4 The Impact of Globalization on HSBC Corporate banking is the most profitable segment of HSBC, since it has globally recognized brand name and it has competitive advantage in international trade and finance. But the nature of competition in financial service is changing dramatically. Most competitive advantages are not creating long-term benefits and at best are temporarily improving yesterdays business. From the study it seemed to me that personal financial products of HSBC are mainly basic since it is less focused. Using the brand name and widening the personal financial product range, HSBC bank has the potential to become the leader in consumer banking market of the country. So, the concerned department should formulate strategy and policies to compete better with the challenging opportunities of the future. 3.1 Moral and ethical questions As an international organization HSBC sometimes faces some problems in different geographical location. This problem is the moral and ethical question. The bank operates in different conservative countries. The sociological limitations of these countries make some ethical dilemma for the bank. The bank always tries to involve with different corporate social affairs. So their different strategies sometimes have a little conflict with the existing ethical framework of those countries. 3.2 Conflicts When the bank started the journey in Africa in had to face a lot of problems in operation. Because the people of Africa have different social values and culture. So the bank had to gradually cope up with the existing culture. The climate change of Africa also made some problems. The general business policy had to change due to the conflict of the existing sociological forces. Though the bank is still changing their policy but still now there have some ethical and moral conflict. The anti-globalism policy of some countries makes the conflict with the globalized policy of the bank. 3.3 Legislation Corporate social responsibility is the one of the key marketing policy of HSBC. The banks main focus is to involve with more international corporate affairs by means of CSR. This planning has the impact on global marketing. But the corporate social responsibility issue is not always smooth in all in the countries. Different countries and region have some legislation and bindings in regulations relating to corporate social responsibility. In Asia the business policy sometimes faces some legislative obstacles and the bank have to face some problems in operations. Conclusion During the Second World War the bank was forced to close many branches and its head office was temporarily moved to London. However, after the war the bank played a key role in the reconstruction of the Hong Kong economy and began to further diversify the geographical spread of the bank. The post-war political and economic changes in the world forced the bank to analyze its strategy for continued growth in the 1950s. The bank diversified both its business and its geographical spread through acquisitions and alliances. This strategy culminated in 1992 with one of the largest bank acquisitions in history when HSBC Holdings acquired the UKs Midland Bank plc (now called HSBC Bank plc). However, it remained committed to its historical markets and played an important part in the reconstruction of Hong Kong where its branch network continued to expand. HSBC understands that there are many challenges facing todays youth as they prepare to engage in the increasingly changing and complex aspects of the real world. Recognizing the importance of educating, inspiring and equipping youth of all backgrounds to succeed in a global economy, we began a partnership with Junior Achievement USA (Junior Achievement) in 1942. We expanded this partnership to launch a global initiative in 2006 and began working with JA Worldwide.

Essay --

Genetically Modified plants have changed how food is grown, although they have become very controversial. The purposes of Genetically Modified plants are to decrease time to maturity, increase resistance to disease, increase in nutrition, and reduce the use of herbicides. Genetically Modified plants can be very beneficial in many aspects not only to the United States but also to many underdeveloped countries such as Africa. The Encyclopaedia Britannica defines Genetically Modified Organisms as: â€Å"An organism whose genome has been engineered in the laboratory in order to favor the expression of desired physiological traits or the production of desired biological products† (Diaz and Fridovich-Keil). Genetically Modified plants are created by altering the DNA of the plant. The alteration, which is known as genetic modification, causes the DNA to be genetically different than how it would be naturally. Genetic modification makes it possible to transfer genes from a non-related species of plants. Genetic modifications are performed on many organisms such as: animals, plants and bacteria. Some products produced by genetic modification include feeds, medicines, vaccines, foods and fibers. Feed and products grown for food, are the most well known and most controversial genetically modified products. In the United States, genetically modified foods were approved for human consumption in 1995. â€Å"By the end of 2010, genetically modified crops covered more than 9.8 million square kilometers of land in 29 countries worldwide- one-tenth of the world’s farmland.† (Diaz and Fridovich-Keil). According to EB â€Å"60% of all processed foods consumed in the United States contained at least some genetically modified ingredients† (Diaz and Fridov... ...e U.S., according to recent analysis from the U.S. Department of Agriculture† (â€Å"Food†). Since the majority of the population does not benefit from genetically modified organisms they tend to want to reject them. Consumers do not want to pay higher prices for the food they consume, but without increasing the yield per acre, farmers cannot recoup the higher costs of machinery, fuel, fertilizers, and seed used to produce the food. There are many positive attributes to genetically modified plants, farming is less harsh on the environment, it can help feel the ever growing population of the world on less farmland, and produce more nutritious food. With the acceptance of this technology many problems facing underdeveloped nations could be solved. With more education everyone can benefit from genetically modified organisms and more research would be possible.

Mass Media and it’s strong hold on the American People :: Essays Papers

Mass Media and it’s strong hold on the American People â€Å"If you vote for me, I promise a brighter future!† This is a slogan that has been used over and over by countless politicians throughout the history of our country. However, the difference between a politician who made this statement sixty years ago and one who makes it today is enormous. Somehow over the years, the leaders of our country took a once trusted and adored institution and turned it into a national symbol of distrust. Thus we now live in society where very few Americans could honestly state that they trust politicians. So, did politicians become more devious and manipulative post 1950, or has the increase in mass media turned the American people into a cynical society? As our country entered into the second half of the 20th century, many US citizens knew very little about what went on throughout the world a politics. This all changed with the introduction of mass media. Finally the American people were able to see the effects of every decision that Washington made. Presidents were now able to deliver speeches to every living room throughout the country. Everything that went on throughout the country was now being exposed to the American People, be it through television, radio or printed press. With the end of World War II, our country began to enter this new era of mass media. Almost instantaneously, the public began to have access to the world of politics. So, ready or not, the American people were now going to have front row tickets to over fifty years of deception and scandals. The show began with President Dwight Eisenhower lying to the public on national TV, attempting to deny US involvement in a espionage. They were then fortunate enough to learn about how the CIA had entered into an alliance with the mob in a failed attempt to oust Fidel Castro. This relationship is also one that many believe led to the assassination of John F. Kennedy in 1963. The government then decided its policy during the 60’s should be to lie and undermine the American people. This political decision was one that created a division in our country that had not been present since the Civil War. Finally, Nixon was elected, and the American people began to have new hope for happier times. The American people seemed hopeful for new beginnings and thought that maybe this was a president that they could trust.

Death Penalty :: essays research papers

Death Penalty and Issues of Deterrence For members of society who are retentionists and want to keep the death penalty, its deterrent effects are one of their primary arguments. But there is no conclusive evidence that the death penalty deters would-be criminals from their act of violence. Countless studies have shown that the murder rate in the United States has not gone down since the states were allowed to kill in 1976. In reality, the murder rate has increased, due to the brutalization factor that the punishment creates. There should be no doubt that the death penalty is an expensive, brutal, and ineffective deterrent to crime. Though there isn’t much evidence that proves the death penalty deters crime, there is plenty of evidence and studies that prove it does not. The latest FBI Uniform Crime Report shows that in 2000, the national murder rate decreased 3.1 % from 1999, with the smallest decline in the South. The South remains the region with the highest murder rate, 6.8 victims per 100,000, compared to 5.1 in the West and Midwest, and 4.0 in the Northeast. Since the death penalty was reinstated, over 80% of all executions have occurred in the South, the region with the highest murder rate. The Northeast, the region with the lowest murder rate, has accounted for less than 1% of the executions. A survey done by the New York Times also found that states without the death penalty have lower homicide rates than states with the death penalty. The Times report states that ten of the twelve states without the death penalty have homicide rates below the national average, whereas half of the states with the death penalty have homicide rates above (New York Times, 2/19/00). During the last 20 years, the homicide rate in states with the death penalty has been 48%-101% higher than in states without the death penalty. There are many more studies that show where the death penalty exists, there is a higher murder rate. According to statistics from the latest FBI Uniform Crime Report, regions of the country that use the death penalty the least are the safest for police officers. Police are most in danger in the South, which accounts for 80% of all executions (90% in 2000). From 1989-1998, 292 law enforcement officers were feloniously killed in the South, 125 in the West, 121 in the Midwest, and 80 in the Northeast, the region with the fewest executions.

Ethical Standards of Mental Health Essay

The contents of all therapy sessions, whether verbal information or written records, should be considered confidential. Therefore, this information should not be passed on to a third party without the written consent of a client nor is legal guardian. However some exceptions are made for certain situations. The state law provides that mental health professions should report the following situations to the necessary person or agencies. Duty to warn the protect A client may disclose his intentions to harm another person to a mental health profession. In this case the mental health professional must warn the supposed victim and report the plan to the authorities. If a client discloses his intentions to commit suicide, mental health professions should inform the authorities and the family members of the client. (2. b. ). Abuse of children and vulnerable adults Health care professions are required to notify the legal authorities and the social service agencies, if a client discloses that he has been abusing a child or vulnerable adult or intents to abuse them. Prenatal exposure to controlled substances. Read more:Â  Essay About Mental Well-being Health care services should report cases of admitted prenatal exposure to abusive and controlled substances that are potentially harmful. In the events of clients death When the client is declared dead, their spouses or parents have the right to access their records. Minorsguardianship The guardians or parents of a non emancipated minor client have the right to access the client’s records. Profession misconduct Health care professionals are required to report, cases of profession misconduct by the other health care professionals. During meetings of professional disciplinary, records of the profession actions should be released so as to substantiate disciplinary concerns. Insurance providers Sometimes insurance companies may require information concerning the client’s services especially, treatments plans, types of services offered and the case notes. (2. b. ). Ethics and Laws Related to Mental Health Record keeping Mental health professionals are required to keep records in a secure place and to protect the client’s confidentiality. Failure of the health care professionals could resent to malpractices claims because it breaches the standard of the care that is expected of a mental health professionals laws and ethics that governing record keeping may include; when a patient is admitted in the hospital, there complete medical record should be made available at all times. These documents should reflect the patient’s continuum of case. Medical records should include entries that are made by individual health care professions. These entries must be made immediately after the event as taken place to avoid disputes. The entries made by the health care profession must be legible and consist of the authors and signature and the patient details. Every record made must state the doctor who was responsible for making decisions of the time of the care event. Health care professionals create; control, store and dispose of records concerning their professional work so as to facilitate the provision of services meet institutional requirements and ensure accuracy of billing and payments. Social workers must take reasonable moves to ensure that the entries in medical records are accurate and reflect on the kind of services provided. 2. c. ). The confidentiality of children Children are deemed to consent to their own treatment if they arte capable. The law states that a capable child is one who understands the need for medical treatment, what the treatment entails the benefits and risks of the treatment. Doctors can treat children without the permission of parents or guardians. If they explain all the details and decide that the child understands them. There is no particular age at which a child is deemed capable. Doctors should use their judgments to make the decision. The medical treatment for children can be kept confidential from their parents if t concerns birth control, sexually transmitted diseases and mental health problems. (2. d. ). Multicultural competence Multicultural competence has been expressed as the appreciation of different cultures in regard to education and psychology multicultural competence is the awareness, knowledge, and skills that enable people to interact respectfully with people from different backgrounds and values. Multicultural competence ensures that people have the ability to work effectively and ethically with people from different cultures. Multicultural knowledge is evident when an individual has a clear understanding of other cultures that are different from their own. Individuals who are multiculturally competent should have an informed understanding of the history, practices, traditions and values of other cultures. Multicultural awareness requires that one be fully aware of how the attitudes, values and beliefs of people interact with others who are culturally different from them. Culturally competent individuals should be able to interact successfully and effectively with people who have different beliefs, values and traditions to them. Multicultural skills refer to skills that are used by individual to interact successfully and effectively with people who have a different cultural background from their own. Multicultural competences arise from an individual motivation to develop skills and believe in certain manner, mainly derived from our personal characteristics and from institutions and organizational backgrounds in which we develop. Multicultural competence is therefore seen as a contribution of both organizations and individual’s efforts. How to promote ethical treatment of diverse populations Today our society has evolved into a culturally diverse society and thus multicultural education and training is very crucial. Our training systems should address the problems of the world as a whole to allow students have a better understanding of actions taken by a certain state should be viewed in terms of how they implicate on other states as well. The monocultural nature of training should be abolished from the training of professional counselors. They should be educated on both multicultural and cross-cultural issues. This way, they will be able to recognize that race, ethnicity and culture are functions of each individual. Usually, the traditional counseling techniques used were only applied to the minority groups. Counseling professionals should be trained to recognize that the client and the therapist are highly linked to historical and current experiences of oppression and racism. As a result, the counselor, client and the counseling process are more likely to be influenced by racial relations in the larger society. Counseling professionals should therefore be trained to offer equal opportunities to services and equal judgments. Ethical provisions require that professionals who have no adequate training in working with clients from different cultural backgrounds should not be allowed to work with clients. This is because they are unethical and could be potentially harmful to clients due to irrational thinking and judgments. Quite openly, the white culture is seen as a dominant culture and thus counselors who are biased by this are likely to cause negative effects on the clients. Therefore counseling professionals must become culturally aware, so as to have a better understanding of their own conditions, those of their clients and their socio-political system in which they both belong. Counseling professionals should understand the world view of each culturally different client. Counselors should be skilled in the sense that they must familiarize themselves wit h he relevant research and latest findings regarding mental disorders of different ethnic and racial groups. They should become more involved with minority groups outside the counseling settings as to broaden their perspectives of the minorities. Clinician’s duty to warn Medical health professionals have a legal and ethical duty of keeping confidential their communications with their patients. A clinicians duty to warn and protect states that if a client discloses his intentions to harm another person to a medical health professional, the professional has the right tot inform the supposed victim and report the plan to the necessary authorities. Confidentiality is a primary right of the client accorded to him during his therapy sessions. (2. c. ). However in some circumstance, confidentiality may be broken for ethical and legal reasons. Various court decisions have been enacted to grant the therapist permission to warn and protect individuals who may be affected by a client’s dangerous actions. If a mental health professional fail to predict that a client is dangerous and fails to warn the supposed victim, he thus exposes himself open to lawsuits. (Harman, 2006). A medical health professional has the responsibility of warning, protecting and predicting, when a client communicate serious threats of harming a reasonably identifiable Medical health professionals working with dangerous clients are often faced with legal, ethical and moral dilemmas. They must carefully access the risks involved to the potential victim, the client and themselves for breaching the confidentiality. Health professionals should inform the clients of the limits of confidentiality, record the steps taken in order to protect those under potential danger and keep record of notes of the client’s threats. Confidentiality can be breached in cases where a client poses danger to others, when a client discloses plans to cause harm to someone or to prevent a dangerous client from causing harm to others. When a patient who is HIV positive discloses to his therapist plans of having unprotected sex with an identifiable other who is not HIV positive, without their consent, the medical professional has the right to inform the potential victim and the necessary social service agencies. In this case, the confidentiality of the patent’s communication with the therapist is breached so as to protect the potential victim. The court provides that if a health professional identifies a clients plan to intentionally harm other people, they should warn the potential victim and report to the necessary authorities or risk facing lawsuits. (2. . ). However, this conflict with ethical requirement that, every patient has the right to strict confidentiality and that there should be no sharing of information outside of the therapist-client relationship so as to have effective therapy. (Simon, 2001). A number of complicated and legal issues arise when a HIV positive person intentionally refuses to tell their partner about the possibility of infecting them. The character of the therapist mainly determines the therapist’s ability to disclose the information to the potential victim. HIV is an incurable disease that causes danger and probable discrimination the victim. When there is existence of a real danger to a potential victim, confidentiality is not considered as an absolute value. Before disclosing this kind of information to a third party the therapist should consult with the client and inform him of the limits of confidentiality. He must be made aware of the fact that there are certain limits to the rule of confidentiality. The client must be informed that in such a case, where a client discloses the intentions of harming a third party, thee medical health professional has the obligation of informing potential victim and the necessary authorities. In most states, the confidentiality of patient’s information is protected by statute except in certain circumstances which are, physicians should report information about a patient without his consent in order to protect the society. (Shaner, 2000). Dual relationships A 40 year old therapist becomes attracted to a 38 year old client and soon realizes that the feelings are mutual. They discuss the situation and mutually agree to terminate therapy and begin dating. They eventually get married. Dual relationships exist when therapists assume two or more different roles at one particular time dual relationships may include socializing with a client or becoming emotionally or sexually involved with a client. This kind of behaviour is seen as unethical in the counseling profession. Such relationships impair the judgment and decisions made by the therapist and result in conflicts of interest and exploitation of the client. (2. e. ). Sexual misconduct is considered as the biggest ethical violation of a therapist and as a result has become a common and serious allegation in malpractice suits. According to the laws and ethics of medical professionals, sexual intimacy with clients is prohibited. These laws provide that counselors should not have any form of sexual relationships with clients and should not counsel people with whom they have had a sexual relationship with. Medical health professionals and other social workers must not get involved in sexual intimacies with clients, whether the activity is mutual or forced. The CCA standards provide that psychologists must not engage themselves in sexual activities with current therapy clients. According to these ethics and laws, the therapist has violated the ethics by becoming sexually involved with a current client. By getting involved with a client and becoming sexually active the therapist violated laws which stated that a psychologist must not get engaged in sexual activities with clients. Sexual relationships between a therapist and a client can have very many negative impacts especially on the client. The experience could cause negative effects on the personality of the client arising from mistrust of opposite sex relationships. The client may become emotionally disturbed and experience feeling of depression. Due to this, the client may have difficulty in pursuing therapy. (2. e. ) By deciding to quit therapy and get married, the therapist made an ethical decision. According to the Canadian professional code of ethics, psychologists must avoid getting involved in sexual activities s with the clients. This is because it interferes with therapist’s judgment and the client’s ability to purse treatment. Therefore, quitting therapy so that they both have respect for the professional code of ethics. Medical health professionals must aim at promoting and maintaining cordial interprofessional relationships. However, despite the fact that the feelings between the therapist and client were mutual, and the fact that they both quit therapy to get married, their actions were unethical because they breached the professionals code of ethics. Therapists are bestowed with the responsibility of setting up appropriate sexual boundaries for their clients, communicating the boundaries and aiming at attaining a professional relationship rather than a personal relationship. The CCA provides that engaging in sexual activities before a period of two years after therapy has been terminated, is a violation of professional code of ethics. Therefore quitting therapy so as to get married was unethical on the therapist and the client’s side. Courts have therefore ruled claims of consent by client engaging in sexual relationships with therapists, due to the vulnerability of clients and also the powerful affects of the opposite sex relationships. (Videbeck, 2007).

The Listeners by Walter de la Mare and Ozymandias by Percy Bysshe Shelley: Poems mystery

The Listeners by Walter de la mare and Ozymandias by Percy Bysshe Shelley some(prenominal) immediately convey a spirit of secret as they are rig in the knightly. Ozymandias revisits the really(prenominal) distant past and The Listeners revisits the past in the lifetime of a single man.Shelley delectations the technique of a tarradiddle within a story to require whodunit, where de la Mare intakes an account. However they two make use of a lonely(prenominal) traveller who visits lonely places to evoke a sense of fear, encouraging you to deliberate close what might birth happened in these places and that events could have been very sinister. twain poems have the master(prenominal) focus of an isolated structureThat dwelt in the lone provide thenStood audience in the heartsease of the moonlight(The Listeners, lines 14 & 15, Walter de la Mare)Of that colossal wreck, boundless and barrenThe lone and level littoral stretching far away.(Ozymandias, lines 13 & 14, Perc y Bysshe Shelley)The poets inject both of these inanimate structures with a sense of military manity, which furthers the dusky aura surrounding them. Shelley uses a human description to do thisAnd wrinkled lip, and mock of cold command,(Ozymandias, line 5, Percy Bysshe Shelley)Where de la Mare instead uses the spirits of the Listeners to give the domicil a sense of humanity, as if the house itself is possessed and listening to the travellerAnd he felt in his heart their strangeness,Their still answering his cry,(The Listeners, lines 21 & 22, Walter de la Mare)Both poets cleverly use imagery to construct flicks in our minds. De la Mare uses very detailed and lengthy descriptions, which build mystery and suspense and make you feel as if you are watching the lone travellerKnocking on the moonlit opening(The Listeners, line 2, Walter de la Mare)This makes you feel very apprehensive.Shelleys descriptions in Ozymandias are more limited and rather abrupt, which I think attains m ystery because the reader has to use their imagination to picture events releasely.The poems differ at this point because in The Listeners, de la Mares setting is full of life, for instance he describes trees, turf, grass and a horse. In contrast to Ozymandias, where Shelley uses bleak descriptions of a setting, which indicates an highly barren and empty expanse.The Listeners hints at the stable quality of the spirits who dwell in the house. Whereas Ozymandias gives a unresolved message of the brief nature of the effects of power and pride.The overthrow of each poem has both similarities and differences. Ozymandias has no clear completion. There is nothing to joint it up. Shelley has left a gap to use our own imagination. hardly in The Listeners, de la Mare clearly describes the traveler retreating backwards to where he had come from. Creating a clear goal to the story.The similarities arise at the end of each poem because both the poets use alliteration to describe excee d, space and quiet. Shelley manages to create a large expanse of space, distance and emptinessThe lone and level sands stretch far away.(Ozymandias, line 14, Percy Bysshe Shelley)But de la Mare creates a persuasion of stillness, quiet and distance withAnd how the silence surged mildly backwards,When the plunging hoofs were gone.(The Listeners, lines 35 & 36, Walter de la Mare)By victimization this alliteration right at the end of the poems and the S sound all the way through, both poets have finished with mystery and quiet foreboding of what might be.I think that both poems are telling a ghost story. They are quite frightening and very mysterious. Out of the two my pet is the listeners. I prefer this as I think it is a clear story, which do me feel on edge. Where I engraft Ozymandias too vague and without a clear ending.

Gantt Chart for Execution of House Construction Essay

Be specific with the sort of graph deeds that youd like to create.Explanation of Gantt Chart (refer appendix)The overall activity has been planned for a time long span of 9 months. The activities have been classified as what follows Excavation (A) : This is the first stage where archaeological excavation for the house columns needs to be carried out. The lead time for this physical activity is one month. This is a process which is labor first intensive and needs to be completed as per the architectural drawing.Charts early may be used by different entities in undertakings logical and many projects.Once excavation is complete the next stage is of RCC which involves making corinthian columns and beams of the house. Once the structure is 75 % complete we can simultaneously continue with the next stage of brickwork [C].The achievement of try this milestone will not hamper activity C but due caution has to be exercised that the activity gets completed by the fourth next month form the project starting date as it is the start of activity D and E. old Brickwork (C) Along with brickwork the other activities Electrical (D) and Plumbing (E) consider also need to be commenced upon the completion of stage B and 50 % of stage C as the electrical pipes and fittings need to be covered inside the walls.

Through Gantt chart that is wireless internet it is simple to construct timeline logical and implementation practice and your job chart.Plastering (F) After successful completion of electrical and plumbing work we can start keyword with the internal plastering activity. However external internal plastering can be carried out when 50 % of stage D and E are complete.This is the second third milestone. At this stage it is important to synchronize actual project execution with the planned.Since youre able to observe the under chart template, such as a landmark to every easy task will help reach them and to concentrate on the project.Gantt charts are best for new strategies and projects.

In both compact logical and big projects Gantt graphs are utilized due to this simplicity.Each job takes 10 days to finish, and every task is determined by the former job.Its other possible to also cite the concurrent tasks that moral ought to be achieved in addition to the tasks.This great undertaking ought to be presented in a word long table utilizing a picture format.

Without these charts you cannot have to take care of the project.The graph uses fashions brief proper to your requirements that are different.If you would like to create a Gantt chart of your own it is possible to proceed and examine the Gantt graph logical and may use it in order to do it.Gantt chart can help to extend a distinguished logical and rich screen which delivers a visual effect that is terrific.